- 401 Frederica Street, B-203
- Owensboro, Kentucky 42301
- (270) 685-2652 | FAX (270) 685-6074
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- Local Facilities and Programs
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- Local Options for Serving the Uninsured
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Care for the Uninsured:
Examining local options to meet the growing need
by Rodney Berry
with research assistance by Public Life Foundation staff Beverly Mills and Kathy Strobel
Other Options
(may require state or federal legislation)
Make it easier for people to purchase health insurance
- Develop payroll deduction plans for health insurance
- Develop tax credits for health insurance
- Provide the needy with a fixed sum to purchase health care instead of guaranteed benefits
- Use tobacco tax funds to expand Medicaid coverage for more people
- Promote tax-preferred health savings accounts
- Develop more individually selected and owned insurance products
Encourage and assist employers to provide health insurance for all their workers
- Develop incentives (e.g., tax credits) for employers to provide health insurance benefits for all their workers
- Develop local purchasing pools for health insurance
- Expand government coverage of catastrophic care to reduce premiums for the vast majority
- Mandate that all employers provide health insurance for all workers
- Attract more insurance options into the market
Develop a single-payer system (Medicare for all)
- Medicare works well for the elderly population; why not extend it to all?
- Eliminate the enormous administrative cost third-party payers devote to avoid payments
- Instead of a return on investment to stockholders, net revenues can be pumped back into the program
Reduce the need for health care
- Promote healthy lifestyles more aggressively and effectively
- Develop stronger financial incentives to stop smoking, eat properly, and live active lifestyles
Reduce medical liability insurance costs
- We could serve more uninsured if we could retain and attract more doctors to Kentucky and our community.
Require everyone to pay more for their own health care
- If more people shared in the cost of health care and understood the real cost, they would make better lifestyle choices and health care decisions.
Copyright ©2005 Public Life Foundation of Owensboro